Finding the right financial professional for you can be a very difficult task. Who can you trust? How do you know that you are making a good decision? All good questions. Here are a few more questions we've often been asked (as well as our answers):

Question. We've met with many different financial advisors. What makes you better or different?

Answer: Many of the "financial advisors" in our industry are specifically focused on a single product (or type of product). Annuities, Trusts, 1031 exchanges, etc... That's not what we do. We educate retirees on a broad variety of topics of importance so that they have the information they need to make an informed decision about their hard-earned money. Some of the people that we educate become clients and some do not but, in the end, we know that we've given the best possible information so that a fully informed decision can be made.

Question. How do I know that you know what you are talking about?

Answer: This can be one of the most difficult things for a retiree to figure out. So many people call themselves "financial advisors", how can you tell which one is really best for you. In a perfect world, we would be able to list referrences for our many satisfied clients (as well as a list of those that elected to NOT become clients) but, unfortunately, we are prohibited from doing so by the Investment Advisors Act of 1940 (Rule 206(4)-1(a)(1).

One way we help people make an informed decision is to invite them to one of our educational seminars. There you can see what we think in a very low-pressure setting where you have no fear of being pushed one way or another. You also get a chance to sit with others who are doing the same thing you are... Looking for good financial advice. To register for one of our upcoming events, click here...

Question. Why isn't my current broker, accountant or lawyer telling me about the things you talk about?

Answer: To be honest, many should (or, at least, we think they should), but they often don't have the time or possibly the knowledge to do so. Many stock brokers, for instance, work for a company and, per FINRA rulings, must represent the best interest of the company THEY WORK FOR if working in a representative capacity. Accountants and Lawyers are typically reactive -- meaning: unless you seek out some specific counsel, they are not likely to be thinking of you and your situation on their own time.

As an independent financial advisory firm, we are only interested in one person... YOU! We don't offer any proprietary products, have no quotas imposed on us, and, as a result, we are free to do what we believe is BEST FOR YOU.